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We have over 25 years of experience lending, software engineering and analytics.
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We are passionate about creating the best lending products with our clients.
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We offer a full range of Lending as a Service offering from Technology to Analytics.
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We can help you enable automation with advanced work flow and automation.
OUR SOLUTIONS
Out of the Box and Customized Lending Software
We spent the past 4 years crafting customer and point of sale experiences in a variety of industries. Based on the foundation of our deep lending experience and real-world implementations, we continuously refine industry-specific underwriting algorithms, workflows, user experience and loan management functionalities.
Our vertical solution in mechanics financing, construction loans and student lending space have the most up to date customer experience and regulatory compliance already built into our software.
Full digital experience for consumers, merchants and lenders.
HELPS
Banks, FinTechs, financial services and retailers
HOW
- Full consumer digital experience
- Merchant portal to approve consumer contracts
- Loan servicing system to manage contracts and loans
Automated process and integrated with a variety of payment processes.
HELPS
Banks, FinTechs, financial services and retailers
HOW
- Full API integration with modern payment providers
- NACHA file processing with traditional banks
- Automated payment processing for consumers, merchants and lenders
The most advanced decision engine that returns decisions in a fraction of a second.
HELPS
Banks, FinTechs, financial services and retailers
HOW
- Fully integrated with all consumer and commercial credit bureaus
- Processes thousands of credit attributes and credit risk models
- Custom risk based pricing engine delivers risk based offers
Alchemy provides complete loan management solutions include call center support.
HELPS
Banks, FinTechs, financial services and retailers
HOW
- Full featured loan management system
- Merchants and lenders can manage various aspects of the contract
- Arrange payment options, payment forbearance, loan medications features
Alchemy provides most advanced buy now pay later solution for retailers and merchants.
HELPS
FinTechs, Retailers, Merchants
HOW
- Advanced merchant portal to process loans and contracts
- Full marketing and CRM solution to keep track of your customers
- Integrated with banks and lenders for funding needs
Alchemy built a modern brick and mortar lending operations software with integration to lead generators and advanced decisioning services.
HELPS
FinTechs, Financial services
HOW
- Branch specific customer management CRM
- Check printing and drawer management
- Online lead generation to store front marketing technology
How we work
Lending Software, Analytics and Operations
We skip all the sales pitch and go directly into building products with our clients. Demo to launch about a month in most cases. However, our lending engineering staff is ready to customize any workflow for our clients from any lending industry.
As part of our Lending as a Service offering, we have a team of data scientists that can help you develop customized A.I. and/or Machine Learning algorithm that can help you with automated underwriting and pricing. These real-time artificial neural network models can be easily implemented as part of our Alchemy A.I. solution.
Our operations team can also service your portfolio right on our Alchemy Loan Management module. We have a team of highly trained and specialized lending experts that can handle customer service and underwriting. All calls are recorded and training is delivered constantly to adhere to lending regulation.
