Alchemy Lending Operating System Integrates with Experian

Alchemy Lending Operating System Integrates with Experian May 10, 2019Leave a comment

Pleasant Grove, UT (May 1oth, 2019) – For Immediate Release – Alchemy Technology, Inc., industry-leading lending as a service organization today announce the full integration with Experian, a leading consumer credit reporting agency.

Experian collects and aggregates information on over one billion people and businesses including 235 million individual US consumers and more than 25 million US businesses. Based in Dublin, Ireland, the company operates in 37 countries with headquarters in the United Kingdom, the United States, and Brazil. The company employs approximately 17,000 people and reported revenue for 2018 of US $4.6 billion. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Experian is a partner in the UK government’s Verify ID system and USPS Address Validation. It is one of the “Big Three” credit-reporting agencies, alongside TransUnion and Equifax.

Best In Class

Alchemy is constantly integrating with the best in class data providers for our clients. From identity verification, banking transaction verification to consumer credit reporting agencies, we always on the lookout for the best sets of data available for underwriting and risk management for our clients.

Experian provides best in class integration guidelines that allowed our engineers to quickly integrate and start using specific data fields to accurately calculate debt to income ratio for our clients. Debt to income ratio is a critical part of our clients’ underwriting strategy.

An accurate accounting of consumer’s debt load not only helps our clients to understand whether they want to extend additional credit but also fulfill a myriad of consumer lending laws prescribed by various state and federal consumer financial protection agencies.

The quality of data from Experian and their way of organizing trade line information makes it very easy for Alchemy Lending Operations System to integrate and calculate the most up to date consumer’s current debt obligations.

An Important Partnership

Experian is an leading consumer credit reproting agency. They also offer a variety of identity verification services, commercial credit bureaus and they have a robust sets of data that helps our auto finance clients.

We are encouraged to have established this relationship with Experian and we look forward to integrating many more products within the Experian family of offerings in the futures.

A History of Innovation

We are constantly evaluating the best set of tools to integrate with Alchemy Lending Operating System. Whether it is third party databases or other algorithmic based companies, we constantly looking in ways to help our clients to solve the most difficult issues at hand.

If you are interested in building new and innovative solutions with us, please send me an email or email We would love to speak with you.


Our singular vision is to enable the next generation of FinTech evolution with domain knowledge, technology, artificial neural network algorithm, and compliance-driven serving call center to deliver the best product experience for our clients, their partners and ultimately consumers.

About Alchemy Technology, Inc.

Alchemy Technology Inc. is an industry first lending as a service company offering our of the box technology, algorithms and servicing to launch FinTech products for FinTech startups, specialty financing companies and Banks alike. Our vertical workflow specializes in Student Lending, and Home Improvement spaces. Our technology offering includes website / mobile app, loan origination system, decision engine, loan management system, payment gateways, and secondary market access.

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